Thursday, May 24, 2012

THEY’RE AT IT AGAIN: PRIVATE COMPANY SOLICITING HAMPDEN COUNTY HOMEOWNERS



Donald E. Ashe, Hampden County Register of Deeds, reported today that an Illinois-based company, National Record Service, Inc., is offering to provide homeowners with a copy of their property deed for a processing fee of $59.50.  This company is also charging $20.00 for each additional certified copy of these deeds. 

Considering that this company is ordering certified copies from our office for an average of $1.00 to $3.00 each, National Record Service, Inc. is profiting approximately 96% at the expense of the homeowner.  By creating a sense of urgency to have these documents on hand, homeowners are being maneuvered into needlessly paying these exorbitant fees. 

Register Ashe urges any homeowner in Hampden County who receives this or any offer like thist to contact the Registry of Deeds before making said purchase.

FOR ANY ADDITIONAL INFORMATION, PLEASE CONTACT
 REGISTER OF DEEDS, DONALD E. ASHE

Tuesday, January 24, 2012

Register Ashe Meets with Massachusetts House Speaker Robert DeLeo


Register Donald E. Ashe with Sheriff Michael Ashe, House Speaker Robert DeLeo, State Representative Brian Ashe and State Representative Angelo Puppolo.

 
 

Wednesday, December 7, 2011

News Alert on Recent Legal Actions Pertaining to Foreclosure Properties

Two foreclosure-related rulings by Massachusetts' highest court, the Supreme Judicial Court, should serve to alert buyers of foreclosed properties that ownership of certain properties may be in question.


In January 2011, the Court affirmed a lower court’s ruling invalidating two mortgage foreclosure sales because the banks, in their capacity as trustees for mortgage securities, did not prove that they actually owned mortgages at the time of foreclosure. (see U.S. Bank v. Ibanez)


On October 18, 2011, the Massachusetts Supreme Judicial Court ruled that individuals who purchased foreclosed homes from lenders who seized the property without first obtaining a clear title many not be the legal owners. (see Bevilacqua v. Rodriguez)




Massachusetts Attorney General Martha Coakley filed a civil action suit in the Suffolk Superior Court on December 1, 2011, against Bank of America, BAC Home Loans Servicing, BAC GP, JPMorgan Chase Bank, Citibank, CitiMortgage, GMAC Mortgage, Wells Fargo Bank, Mortgage Electronic Registration System and MERSCORP. In this action, Attorney General Coakley identifies the following examples of misconduct that lead to this filing:


1. Engaging in unfair and deceptive foreclosure practices by conducting foreclosures when the defendants lacked the right to do so and misrepresenting to homeowners their roles as mortgagees or as the holders of the mortgages;

2. Engaging in false documentation practices to facilitate their foreclosure practices;

3.Deceiving homeowners in the course of servicing mortgage loans by misrepresenting to borrowers regarding its loan modification programs, acting deceptively in implementing loan modifications and deceiving borrowers regarding foreclosure proceedings; and

4. Failing to comply with Massachusetts’ registration statute.


For more information or questions relative to home ownership/foreclosures, contact the Attorney General’s office at (413) 784-1240 or visit her website at http://www.mass.gov/ago/

Monday, October 24, 2011

Assistant Registers Donna Brown and Mary Caron attend the Hampden Senior Center Health & Wellness Fair

On Saturday, October 22nd, Assistant Registers Donna Brown and Mary Caron were present at the Hampden Senior Center Health and Wellness Fair. The even drew a great crowd and Mary and Donna were able to assist many people with questions relative to their individual properties. Thank you Hampden for including us in this great event. We look forward to attending next year!


Assistant Register Donna Brown


Assistant Register Mary Caron

Friday, September 30, 2011

Register Ashe and Staff Visit Longmeadow and East Longmeadow Senior Centers

On Thursday, September 22, Register Ashe visited the Longmeadow Senior Center as part of his ongoing effort to reach out the citizens of Hampden County. The Register was on hand to address questions and concerns relative to their real estate. The visit was a huge success and Register Ashe and his staff were able to assist many residents of Longmeadow in filing homesteads and answering general questions about their property.

On Tuesday, September 27th, the Hampden County Registry of Deeds also made a trip out to the East Longmeadow Senior Center. Representing Register Ashe was Assistant Register Donna Brown who addressed a large group of the Town's residents and was able to clarify this year's changes in the homestead law. Those in attendance were very pleased with the convenience of having their important questions answered all while remaining so close to home.

Register Ashe and his staff would like to thank the towns of Longmeadow and East Longmeadow for their hospitality. We look forward to our next visit!