Thursday, July 12, 2012
Thursday, May 24, 2012
Monday, February 27, 2012
Tuesday, January 24, 2012
Wednesday, December 7, 2011
Two foreclosure-related rulings by Massachusetts' highest court, the Supreme Judicial Court, should serve to alert buyers of foreclosed properties that ownership of certain properties may be in question.
In January 2011, the Court affirmed a lower court’s ruling invalidating two mortgage foreclosure sales because the banks, in their capacity as trustees for mortgage securities, did not prove that they actually owned mortgages at the time of foreclosure. (see U.S. Bank v. Ibanez)
On October 18, 2011, the Massachusetts Supreme Judicial Court ruled that individuals who purchased foreclosed homes from lenders who seized the property without first obtaining a clear title many not be the legal owners. (see Bevilacqua v. Rodriguez)
Massachusetts Attorney General Martha Coakley filed a civil action suit in the Suffolk Superior Court on December 1, 2011, against Bank of America, BAC Home Loans Servicing, BAC GP, JPMorgan Chase Bank, Citibank, CitiMortgage, GMAC Mortgage, Wells Fargo Bank, Mortgage Electronic Registration System and MERSCORP. In this action, Attorney General Coakley identifies the following examples of misconduct that lead to this filing:
1. Engaging in unfair and deceptive foreclosure practices by conducting foreclosures when the defendants lacked the right to do so and misrepresenting to homeowners their roles as mortgagees or as the holders of the mortgages;
2. Engaging in false documentation practices to facilitate their foreclosure practices;
3.Deceiving homeowners in the course of servicing mortgage loans by misrepresenting to borrowers regarding its loan modification programs, acting deceptively in implementing loan modifications and deceiving borrowers regarding foreclosure proceedings; and
4. Failing to comply with Massachusetts’ registration statute.
For more information or questions relative to home ownership/foreclosures, contact the Attorney General’s office at (413) 784-1240 or visit her website at http://www.mass.gov/ago/
Monday, October 24, 2011
Assistant Registers Donna Brown and Mary Caron attend the Hampden Senior Center Health & Wellness Fair
Friday, September 30, 2011
On Tuesday, September 27th, the Hampden County Registry of Deeds also made a trip out to the East Longmeadow Senior Center. Representing Register Ashe was Assistant Register Donna Brown who addressed a large group of the Town's residents and was able to clarify this year's changes in the homestead law. Those in attendance were very pleased with the convenience of having their important questions answered all while remaining so close to home.
Register Ashe and his staff would like to thank the towns of Longmeadow and East Longmeadow for their hospitality. We look forward to our next visit!